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30 Year Mortgages

Need help with getting a Dream Home or a Home that you can Afford in Hawaii?

Want to Refinance to a Lower Rate? Get Pre-Approved for a 30 Year Mortgage! 

Rate:  Please call us at 808.73.PHFCU (808.737.4328)


  • Low Rates
  • Conventional
  • Investment
  • First Time Home Buyers
  • Fixed Rates
  • 0 to up to 3 points available
  • Get Pre-Approved- Find out your shopping power before buying or investing
  • Refinance to a lower rate

  • Our Mortgage Specialists

    Jodie Meyer
    Jodie Meyer
    Senior Loan Officer
    NMLS# 603438
Natalie Baccam
    Joyce Yonamine
    Senior Loan Officer
    NMLS# 879709
    Joyce Yonamine
    Natalie Baccam
    Loan Officer
    NMLS# 1418270

    *Rates may change at any time. Only owner-occupied improved residential properties in Hawaii is accepted as collateral.  Closing Cost Fees that may be incurred: Application, title insurance fee, document preparation fee, SRA\appraisal fee, appraisal review fee, trust review fee, recording fees, or flood verification fee. Closing cost fees incurred will be dependent on amount borrowed and will vary based on member’s situation. PHFCU membership required. Visit any of our branches for more information. NMLS# 472169.