Chalk up 2015 with one of our Personal Loan special rates! Apply Now!
The Pearl Rewards Platinum Credit Card Is Here! Earn reward points with every purchase and redeem for merchandise and gift certificates plus get the benefits of a platinum card! Use rewards for merchandise, gift certificates, or travel (includes all major and local airlines). Apply Today
The Epic DebitDay Giveaway! Use your PHFCU Debit MasterCard, sign for your transaction, and you could win! For details click here
Announcing our Smart Advance: A payday loan alternative. For Details Click Here.
Now offering Sallie Mae Student Loans! For more information, visit our Sallie Mae section.
15 Year Home Equity Loan Special! Closed end, Fixed Rate, No Points! Rates as low as 2.86% APR
Lost/Stolen Debit Card:
24/7 loan line:
HELOC - Annual
1 Yr HELOC Fixed Advance
7 Yr Closed-End Fixed
15 Yr Closed-End Fixed
New/Used 2-3 Year
New/Used 5 Year
New/Used 6 Year
New/Used 7 Year
Everyone on O'ahu can join
Need a loan?
Apply online now!
All of your auto buying needs here
Exclusive member offers
Reorder your checks today!
Welcome to Pearl Harbor Federal Credit Union At Pearl Harbor Federal Credit Union, our customers are our first priority. Since our founding in 1937, we have been diligently serving the financial needs of our clients on Oahu, including Mililani, Ewa Beach, Waipahu, Aiea, Pearl City, Honolulu, Pearl Harbor, and the surrounding communities. Our goal is to protect the assets of our members, encourage savings, provide affordable loan products, and unmatched banking services.
Trusted Banking Services
From personal and auto loan services to checking accounts, we are pleased to offer a variety of trusted and reliable banking products. Our financial institution is committed to serving the needs of our members with modern options, such as online banking and mobile banking solutions. Whether you’re opening an account for the first time, or you’re interested in a small business loan, we will be with you every step of the way providing the financial services you can rely on.
Our members have access to low interest loans such as personal loans, auto loans, and home mortgages. Helping you move your life forward with the financial services you need is one of our primary goals. As a result, we offer a full range of affordable loans with an easy application process so you have access to the funds you need.
Your Neighborhood Family Credit Union
Pearl Harbor Federal Credit Union is the financial institution you can trust for you, your family, and your loved ones for generations to come. We provide student loans, children’s savings accounts, and many other banking services. Contact us for more information about our services, to open an account, or to apply for a loan by calling us at (808) 73-PHFCU (737-4328). We look forward to helping you with our reliable and safe banking solutions.
By accessing this link, you will be leaving the Credit Union's web site and entering a web site hosted by another party.
Although the Credit Union has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Credit Union's web site. The other party is solely responsible for the content of its web site.
We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the Credit Union.