• news Welcome to Pearl Hawaii Federal Credit Union At Pearl Hawaii Federal Credit Union, our customers are our first priority. Since our founding in 1937, we have been diligently serving the financial needs of our clients on Oahu in Mililani, Ewa, Waipahu (including Waipio, Waikele, Koa Ridge), Aiea, Pearl City,  Salt Lake, Waianae,  Honolulu, and the surrounding communities. Our goal is to protect the assets of our members, encourage savings, provide affordable loan products, and unmatched banking services.  Open your account online or visit us at any location. 
  • news Trusted Banking Services From personal banking services, credit cards, car loans, investments, to home loans- we are pleased to offer a variety of trusted and reliable banking products. Our bank is committed to serving the needs of our members with modern options, such as online banking and mobile banking solutions. Whether you’re opening an account for the first time, or you’re interested in a small loan, we will be with you every step of the way providing the financial services you can rely on. 
  • news Affordable Loans  Our members have access to low interest loans such as personal loans, auto loans, and home mortgages (HELOC, Home Equity and  up to 30 Year Mortgage terms). Helping you move your life forward with the loans and services you need is one of our primary goals. That is why we offer a full range of affordable loans with an easy application process so you have access to the funds you need.
  • news Your Neighborhood Family Credit Union Pearl Hawaii Federal Credit Union is the bank you can trust for you and your family for generations to come. We provide student loans, children’s savings accounts, and much more. Contact us for more information about our services, to open an account, or apply for a loan by calling us at (808) 73-PHFCU (737-4328). We look forward to helping you with our reliable and safe banking solutions.