Who Can Become a Member?

Any person who lives, works, is educated, or worships on the island of Oahu. Immediate family/household members of a person who lives, works, is educated, or worships on the island of Oahu. All it takes is a $1 membership fee and a $5 minimum balance to open your PHFCU Savings Account.

Features and Benefits of becoming a PHFCU Member

• Free 24/7 PHFCU Online Banking

• Free & Unlimited 24/7 PHFCU Online Bill Payment

• Free 24/7 Member Telephone Service

• No Service Fee/No Minimum Balance Checking

• No Service Fee/$5 Minimum Deposit Savings

• Free PHFCU Debit MasterCard

• Free Coin Counting/Depositing Services (up to $100 per day after April 1, 2010)

• Free Money Orders (1 per day)

• Free American Express Travelers Cheques

• Notary Services

• No Yearly Fee/Low APR PHFCU Visa Card

• Up to 8 Year Terms on Auto Loans

• Home Equity Lines of Credit

• Access to Over 300 ATM Locations on Oahu through BANKOH

• Low Motorcycle Loan Rates

• Convenient Saturday & Evening Hours

• Free Cashier's Checks (1 per day)

• Free Check Cashing

• Low Fee Safe Deposit Boxes

• High Yield Savings Certificate Rates

• Access to Over 4,000 Locations Throughout the World with Shared Branching

• Overdraft Protection (Approval Required)

• Check Imaging (with PHFCU Online Banking)

• E-Statements (with PHFCU Online Banking)

• Consolidated Theatre Screensavers

• PHFCU Visa Online Billpayment

• Special PHFCU Member Discounts from Local and National Companies including Sprint, America Saves, Farmers Insurance Hawaii, Costco, Sam's Club, Get Away Today Vacations

• PLUS SO MUCH MORE!